61 best businesses to start with $10K or less

After I graduated college, I had the idea of starting a small business, but there was just one problem: the only money I had was a couple thousand saved up from my part-time job. So, I decided to create a business that could be launched with little to no start-up costs: tie-dyeing and upcycling vintage and thrifted T-shirts. 

If you've also dreamed about starting your own business but are turned off by potentially high start-up costs, check out this list of the top businesses to start with $10K or less in the bank. I spoke to lots of people who've been successful with these business types, so you'll get some inside tips along the way.

1. eCommerce business

Skill level needed: Intermediate

Overhead investment: Under $10K

Online shopping is becoming increasingly popular, so there's no better time to start an eCommerce business. Myriam Leblanc founded her cat accessory brand, Bloire, with less than $10,000, so she shared some of her wisdom with me. "The phrase 'build it and they will come' is mostly a myth. You must have an audience to launch to if you don't want to launch to crickets," she warns. "For launch, we had a TikTok audience of 140K followers that I started building as soon as I knew I was going forward with the project (6 months prior) and an Instagram following of almost 20K that I started building a month before launch." 

Another nugget of advice she shared is to invest in inventory:

"If you're a product-based business, invest almost all of that money in inventory. Keep a bit to set up your website yourself or for other necessities, but no more than $1,000. Lots of people spend tons on branding, but you can always iterate the website and all of that after you've confirmed interest. Investing in inventory is investing in tangible assets that will make you money."

To get started:

• Invest the majority of your money into inventory 

• Ensure the website domain of the business name you choose is available

• Use social media to capture and share your brand's story, connect with similar creators, and start building a community of potential buyers

2. Home staging

Skill level needed: Intermediate

Overhead investment: Under $10K

Calling all Love It or List It fanatics—or those who simply love to peruse Pottery Barn on their lunch breaks: home staging may be right up your alley. Although no license or formal training is required to begin, it's highly recommended to take classes or shadow an established professional to learn the ins and outs of the craft before setting out on your own. 

To launch, you'll need furniture, decorations, and art, which you can rent or buy at consignment shops or wholesale retailers. If you choose to build your own inventory, consider sticking to a budget to start, and then continue to increase inventory as you take on more clients. You could also start your business with no inventory at all, as suggested by TikTok creators Staging Studio. 

To get started:

• Offer home staging consultations using clients' existing furniture

• Use Facebook Marketplace and other resale websites to build inventory

• Partner with real estate agents in your area and create referral networks

• Create a website and display high-quality photos of your work

3. Hair styling

Skill level needed: Advanced

Overhead investment: Under $10K

Although the price of cosmetology school vastly ranges based on your location and the program you choose, it's still possible to make this business work with less than $10,000. Madison Dufour, owner and operator of Madison D Barbering Studio and The Exquisite Find hair blog, opened her business with roughly $700, which included rent for her studio. "The two most useful tools for establishing and retaining my clientele are consistency and rewarding word-of-mouth referrals," she notes. 

In addition to word of mouth, Madison also suggests joining Facebook groups: "Most people look for recommendations in those groups, and all you have to do is simply comment that you have the type of business or salon that they're looking for and add a photo of your work," she says. 

To get started:

• Start by establishing a clientele of friends and family

• Post images and videos of your work on social media

• Make yourself available by having a flexible schedule

• Provide discounted services in exchange for referrals 

4. Massage therapy 

Skill level needed: Advanced

Overhead investment: Under $10K

Everyone wants to prioritize wellness in their life, but the struggle of peeling yourself away from your computer at 6 p.m. can make it difficult to maintain regular appointments. Enter in-home massage therapy. Massage therapy school will take up a significant portion of your investment, but once you're certified, you can save money by offering in-home massages. Other costs may include a portable massage table, oils, and a sound machine. 

The average price of a massage is $60 per hour, although this varies depending on the type of massage offered and your location. Consider offering deep tissue and prenatal massages to earn the most money. 

To get started:

• Complete a board-approved massage therapy program

• Decide if you'll be offering in-home massages

• Purchase massage oils, essential oil diffuser, sound machine, etc. 

5. Party and event rentals

Skill level needed: Beginner

Overhead investment: Under $10K

To kickstart a party and event rental business, you'll need to build an inventory of decorations, chairs, party tents, or even bounce castles if you choose to go the children's party route. This initial investment of equipment plus storage costs will likely run you at least $5,000 to $9,000, although you can expect a large ROI. 

TikTok creator Pretty Picnics Corpus Christi shared her tips for getting started in the video below. 

To get started:

• Determine what type of events you'll specialize in

• Purchase the needed equipment and decorations

• Create a website with photos of your offerings

6. Childcare services

Skill level needed: Intermediate

Overhead investment: Under $10K

You can run a childcare business in a variety of ways, from traditional babysitting at the client's home to creating your own daycare center. Keep in mind that all childcare providers should have safety training in basic first aid. 

If you decide to start your own daycare center, it will require more of an initial investment to get a childcare license, secure insurance, and purchase supplies needed to create an inviting environment. However, you can run your daycare business out of your own home to save on costs. 

To get started:

• Take the required first aid training courses

• Brainstorm child-friendly activities for a variety of age groups

• Connect with parents in your area by advertising at local schools and community centers

7. Digital marketing agency

Skill level needed: Expert

Overhead investment: Under $10K

If you have past experience in or knowledge of digital marketing, you can start your own agency for under $10,000. Typical services offered include social media management, content creation, graphic design, and paid advertising. To begin, I'd recommend choosing one or two niches to focus on. 

When it comes to generating clients, Ross Hudgens, founder of Siege Media, preaches patience:

"It takes time to build enough of a following to generate clients, but if you know that it'll help your career over time regardless of how long it takes, it can be a great way to do things. To get people to follow you initially, it's good to build initial credibility such as working for notable businesses. This can be used in the future to generate clients as well." 

To get started:

• Determine what services you'll offer

• Create a pricing structure

• Promote your knowledge via social media or a podcast

8. Moving

Skill level needed: Beginner

Overhead investment: Under $10K

There will always be clientele for a moving business—especially if you live in a city. To start, secure commercial insurance coverage and the necessary equipment, such as a truck or a trailer. You may also need to hire one or two employees to help you with projects. 

Consider buying a trailer secondhand at around $3,000-$4,000 to keep your start-up costs under $10K. Typically, movers charge approximately $500-$3,000 for a local move, which is sure to yield a hefty profit. 

To get started:

• Create a pricing structure based on mileage, size of home, etc. 

• Search resale websites for the best-priced trailer 

• Put up flyers at apartment buildings and community centers 

• Consider reaching out to local high schools and colleges to find potential employees

9. Food truck or cart 

Skill level needed: Advanced

Overhead investment: Under $10K

Embrace your cooking skills and start a food truck or cart to share your delicious creations with the world. All that you need is a truck, of course, along with some yummy recipes, ingredients, and equipment. 

When running a food truck, be sure to market your business and attend community events, such as pop-up shops and food festivals, to further your reach. You could also partner with breweries in your area that don't serve food. 

To get started:

• Create a unique culinary concept and compile delicious recipes

• Design your truck or cart to be eye-catching

• Keep up with local laws to determine where your business can legally operate 

10. Flower truck

Skill level needed: Beginner

Overhead investment: Under $10K

Another great option for a mobile business is a flower truck. You'll need to purchase a truck or cargo van, which you can find used for as little as $5,000. Be sure to purchase flowers from a wholesale vendor to get the best rate. 

Once you've launched your business, consider partnering with local influencers to get the word out. Attend local events or park your flower truck in high-traffic areas, such as shopping districts, and be sure to promote where you'll be located. Nashville-based flower shop Amelia's Flower Truck posts daily on their Instagram page announcing where they'll be that day. 

To get started:

• Purchase a truck and paint it a bright or pastel color to stand out 

• Obtain all of the necessary permits to operate in your area

• Determine pricing for each flower/bouquet

• Promote your business and where you will be on social media 

11. Vending machine business

Skill level needed: Beginner

Overhead investment: Under $10K

The purchase of a vending machine and snacks or drinks is all you need to start your own business. Vending machines typically range in price from $3,000 to $8,000, but you can find one secondhand for as little as $1,000.

To generate the most passive income, be sure to place it in a busy location, such as an apartment building lobby or hospital, to get the most bang for your buck. Keep in mind that you cannot place your vending machine on private property without permission from the owner, who may request a portion of sales. 

To get started:

• Purchase one or more vending machines

• Purchase snacks or drinks in bulk at wholesale prices

• Connect with apartments, businesses, schools, etc. and ask if they would allow a vending machine on their premises

12. Junk removal

Skill level needed: Beginner

Overhead investment: Under $10K

Junk removal is a niche business you can start for less than $10K. Tucker Anderson, founder of Black Diamond Junk Removal, shared his experience starting and growing a junk removal business:

"We started with just one truck and myself and two other people as the labor. We kept expenses low by not getting an office space and parking our junk removal truck in a parking lot. Our first month in business we did $16,000 in revenue, but we have grown steadily since. As we grew, we have been able to purchase three medium duty dump trucks and currently do about $60,000 per month in revenue."

Tucker also had to get creative with his marketing efforts to stick to a budget under $10K. He shared: 

"We marketed the business using yard signs that we would put up around intersections and in customers' yards, Google pay-per-click ads, HomeAdvisor and Angi Ads, Facebook posts in community pages, and Nextdoor posts. I also sent direct mail postcards to local realtors and property managers explaining how our service works. I targeted realtors because they often need houses cleared out before they can list the homes."

When asked for advice to give those considering starting this type of business, Tucker offered this: "My tip is to differentiate yourself from your competition by being more professional. This might mean wearing uniforms, having a professional website, or having clean, branded company vehicles."

To get started:

• Purchase a truck and/or a trailer

• Network with local real estate agents and professional organizers

• Purchase uniforms for a professional look

13. 3D printing

Skill level needed: Beginner

Overhead investment: Under $7K

A 3D printing business involves charging clients a set rate for access to printing or designing and printing your own products to sell. To start this business, you'll first need to purchase a 3D printer, which will cost approximately $1,000 to $6,000 based on the model chosen. 

To get started:

• Purchase a 3D printer and needed materials

• Determine if you'll create your own products or rent out your printer

• Determine your pricing structure per object or per rental period 

14. Consulting business

Skill level needed: Advanced

Overhead investment: Under $7K

You can start a consulting business in just about any industry or specialty you have experience with. Claire Barns started Integrated Visions with a background in software and accounting. 

"When I first started Integrated Visions in 1994 as a Legal Software Consulting Group, I worked with an established accounting software consulting firm while I developed my business. Initially, I sold and supported a specific vendor(s) software and they trained me to be a certified consultant to do so. My initial start-up cost was around $7,000 for a computer, marketing materials and attending networking events."  

In fact, Claire credits much of her business' success to networking:

"Eventually, I also founded a legal vendor's networking group called SoCal Pros, and we hosted social events for our clients. My entire business was built on networking, and my income has ranged from $20,000/year in the early years to over $250,000/year now, and there's very little overhead because I work from home."

To get your business started, Claire stresses the importance of marketing and putting yourself out there: "To promote my business, I attended legal industry trade shows and provided speaking engagements to anyone who would listen. Since then, most of my new business is through word of mouth, and I have now been in business for over 25 years," she shared. 

To get started:

• Take online courses to grow your knowledge and credibility

• Network with business owners via LinkedIn and local events

• Determine a niche industry to specialize in

15. Coaching

Skill level needed: Intermediate

Overhead investment: Under $7K

Those who enjoy helping others and providing advice may find their passion in becoming a life coach. Smita Das Jain quit her seven-figure corporate job to start her business, Life Coach Smita D Jain. "My initial investment was $7,000, most of which was spent on certifications, affiliations, and establishing a credible interface," she told me. Smita also shared that she leveraged her personal network to begin getting clients and offered some inaugural discounts. "I went through my phone book and made a list of all the people within my network who fit my ideal client profile." 

Smita's efforts paid off, showing that life coaching can be a lucrative business. "My first full year's business revenue exceeded $30,000, and will grow further this year," she says. If you're thinking about starting this business, Smita notes that "below-the-line marketing activities, such as speaking to each and every relevant person in your network, are the key to achieving the results."

To get started:

• Decide if you'll focus on your clients' personal, professional, or romantic lives

• Consolidate your strategies and advice

• Reach out directly to potential clients in your personal network

• Create TikTok videos giving advice or answering questions to promote your business

16. Import/export business 

Skill level needed: Beginner

Overhead investment: Under $5K

An import/export business involves importing a product from a foreign country and selling it in your own country. The start-up costs heavily depend on the product you import, as a product like coffee will be significantly cheaper than heavy equipment or electronics. 

To get started:

• Complete market research and identify a product need

• Source reliable suppliers

• Create a website and consider using paid advertising 

17. Photography services

Skill level needed: Advanced

Overhead investment: Under $5K

Consider turning your photography hobby into a business. To get started, determine the type of photography you'll focus on, like family portraits, graduation pictures, pet photography, product photography, or wedding photography. 

Brianna Parks, founder of Brianna Parks Photography, specializes in elopement photography. "My biggest tip for starting a business with under $10,000 is to not buy the best of the best right away. It can be tempting to get the newest gadget, in my case a camera, thinking that the camera will suddenly make you a good photographer. Start small, and you'll eventually get there with hard work and dedication," she shares. This philosophy has certainly paid off for Brianna, who started her business with $1,000. "This year, I have made over 100K after taxes and expenses."

To get started:

• Purchase a professional camera, editing software, and additional equipment

• Decide on your niche by trying out different types of photography

• Post your photos to social media

18. Medical claims billing

Skill level needed: Intermediate

Overhead investment: Under $5K

A growing industry, medical claims billing is a business you can start from your computer. You'll need to obtain medical billing credentials through the American Medical Billing Association (AMBA) and purchase medical billing software. 

To get started:

• Consider focusing on a niche area of health care, such as psychology, orthodontics, etc. 

• Distribute flyers or brochures to medical offices in your area

• Consider calling medical offices around the country to pitch your services

19. Pet grooming

Skill level needed: Intermediate

Overhead investment: Under $5K

Would you rather interact with animals instead of humans? Then start a pet grooming business from your home, in a company van, or at a salon. To start your business, you'll need to invest in supplies, an insurance policy, and marketing to build your clientele of furry friends. 

TikTok creators Arisa of Arisa The Groomer and Nadia of TheBoujeeGroomer share three ways to get started below. 

To get started:

• Research training opportunities online and in person

• Learn basic grooming skills and styles 

• Understand animal behavior 

• Connect with pet owners in your area by advertising at dog parks, animal shelters, etc. 

20. Liquidated inventory sales

Skill level needed: Beginner

Overhead investment: Under $5K

Once you get a resale certificate from your state, you can launch a liquidation business. In order to make a profit, you'll need to buy liquidated pallets from warehouses, which cost around $500 and contain between $4,000 and $5,000 worth of merchandise. Typically, these liquidated items are returns from customers, overstock, or shelf pulls that the retailer doesn't want to deal with. 

Once you source inventory, you can sell the items online using websites like Facebook Marketplace, eBay, and Offer Up. 

To get started:

• Apply for a resale certificate from your state 

• Purchase liquidation merchandise from warehouses

• Start small by only buying a couple pallets, and then work your way up

21. Car detailing

Skill level needed: Intermediate 

Overhead investment: Under $5K

You can operate a car detailing business right out of your garage. Learn how to detail a car online by watching YouTube videos and reading guides. Next, you'll need to purchase detailing products like a vacuum, detergents, polishes, waxes, brushes, drying towels, and so on, totaling approximately $1,000-$3,000. 

To get started:

• Follow experienced car detailers on social media to pick up tips

• Practice on your own car as well as those of friends and family

• Take high-quality before and after photos to post on your website and social media accounts

22. Lawn care

Skill level needed: Beginner

Overhead investment: Under $5K

All you need is some equipment, which you may already own, to launch a lawn care business. In fact, Tom Monson founded Monson Lawn & Landscaping at the young age of 16. "The key is to start small and specialize. Learn everything you can about grass and lawn care, invest in a mower and a weed wacker and get out there," he shared. Tom also noted the importance of fostering positive relationships with clients: "For a small business, word of mouth can be the most important way to grow your business because nothing vouches for your business like a friend or a family member."

To get started:

• Purchase a lawn mower, weed wacker, and trailer

• Print advertising signs to display in clients' lawns 

• Consider passing out flyers in your neighborhood

23. Gutter cleaning

Skill level needed: Intermediate 

Overhead investment: Under $5K

Gutters are designed to help water flow from your roof during rainstorms, but they have a tendency to get clogged with dead leaves, pine straw, and other gunk. Gutter cleaners do exactly what their name says: they clear that gunk out to prevent roof damage.

Because you'll be dealing with ladders and roofs, there's a fair amount of risk associated with gutter cleaning. In addition to ladders and other equipment, you'll need to purchase a safety harness and comprehensive insurance in case of an accident. You'll also need a truck (if you don't have one) so you can transport your gear from house to house. These costs add up, which is why this business isn't as cheap to start as it might seem.

But because people always need their gutters cleaned, you can get clients cheaply by knocking on doors and handing out flyers. Then, after you build a reputation, it's all a matter of scaling—take out ads in local newspapers, set up a sleek website, and hire additional gutter cleaners as you grow.

To get started:

• Purchase ladders and other gutter cleaning equipment (buckets, gloves, leaf blower)

• Set up safety precautions and buy insurance

• Go door to door to land your first clients

24. Pressure washing

Skill level needed: Beginner 

Overhead investment: Under $3K

A power washer typically ranges in price from $900 to $2,000 and can help kickstart a lucrative business. Commercial businesses and individuals will hire your business to remove dirt from driveways, sidewalks, furniture, and parking garages. TikTok creator Matthew Capalbo of Pressure Wash Bros shares how much he charges per job in the video below. 

To get started:

• Spread the word to your neighborhood

• Connect with local businesses

• Determine if your pricing will be per hour, per square foot, or a flat fee

25. Real estate appraising

Skill level needed: Advanced

Overhead investment: Under $2K

To get started in real estate appraising, you'll need to pass a certification and obtain a license from your state. Once licensed, you must first become an appraiser trainee while you learn more about the job. To find a supervisor appraiser in your area, consider attending a real estate appraiser membership meeting. 

To get started:

• Obtain a license and additional certifications

• Determine if you'll focus on commercial or residential real estate

• Network with real estate agents and loan officers

26. Doula service

Skill level needed: Advanced

Overhead investment: Under $2K

Families will hire doulas to provide physical and emotional support during the birthing process. To become a doula, you'll need to earn a certification by taking courses on childbirth education, lactation, and postpartum care. 

To get started:

• Take a course to become a certified doula

• Create a website with your qualifications and services

• Network with OB-GYNs, pediatricians, nurses, and midwives in your area

27. Sewing and alterations

Skill level needed: Advanced

Overhead investment: Under $2K

With a sewing machine and your own skills, you can start an alterations business out of your home. Potential clients include both businesses and individuals who need your services to make a piece of clothing fit better. 

To get started:

• Begin by providing services to friends, family, neighbors, and acquaintances

• Consider partnering with local stores, dry cleaners, and boutiques in your area

• Place ads in your local newspaper

28. Children's party entertainment 

Skill level needed: Beginner

Overhead investment: Under $2K

All you need are decent acting skills and a love for children to start your own business as a children's party entertainer. Parents will hire you to dress up as a character, such as a Disney princess or a clown, and mingle with children. 

Experienced princess entertainer Brooke Burns, owner of Book Brooke, charges $120-$200 for an in-person visit and $40-$60 for a virtual visit via Zoom. She shared her top tips for getting started in a TikTok video:

To get started:

• Create a website and display photos and videos of you in character

• Advertise at local daycares and preschools

• Partner with local event planners

29. Furniture flipping

Skill level needed: Intermediate

Overhead investment: Under $2K

Furniture flipping or refurbishing used items is an excellent business opportunity for creative individuals with painting and sewing skills. All you have to do is purchase furniture secondhand and then revamp the item by cleaning and painting it or replacing certain parts. You can then resell the item to turn a profit. 

Start small with chairs, lamps, and end tables that cost as little as $20 on resale websites. As you continue to turn a profit and gain experience, re-invest that money into higher-ticket items such as futons and dressers. 

To get started:

• Browse for used furniture at secondhand websites and thrift stores

• Research popular interior and furniture design trends 

• Browse the top-selling furniture pieces at high-end stores for inspiration

• Purchase supplies, such as paint, knobs, fabric, etc. 

30. Maintenance services

Skill level needed: Advanced

Overhead investment: Under $2K

Do friends and family go to you to fix almost anything around the house? Then harness your skills into a successful maintenance business. Consider your strengths and what services you feel comfortable providing, whether it be furniture assembly, painting, or minor plumbing leaks. To begin your business, all you need is a toolkit and your own expertise.

To get started:

• Build your network through referrals of family and friends

• Promote your business on social media by filming helpful tutorials for how to fix common household issues

• Create a pricing structure based on time and difficulty of the project

• Download the Thumbtack app to connect directly with your customers

31. Handmade crafts

Skill level needed: Intermediate

Overhead investment: Under $2K

Do you enjoy painting, knitting, or creating other crafts? Thanks to social media, handmade craft businesses are able to reach large audiences and see a whirlwind of success. 

The initial investment needed to start depends on your chosen craft and the cost of the materials used. Other than that, you'll need shipping supplies to ensure your craft makes it safely to your customer. Be sure to keep track of your expenses and revenue to ensure you're pricing your items effectively. 

To get started:

• Identify a unique craft to set your business apart

• Purchase high-quality shipping materials to protect the items

• Keep track of revenues and expenses and price items accordingly

32. Small business coaching 

Skill level needed: Advanced

Overhead investment: Under $2K

Have you already seen success launching a small business? Why not help others do the same? Calan Breckon, founder of Coaching with Calan, explained how he became a business coach:

"I started my business utilizing the power of podcasting and email marketing, which you can get started with for $0 on a lot of platforms. Later on, after providing a lot of up-front value on the podcast that you email out weekly to your list, you can begin to create offers that your supporters are asking for in the shape of courses, memberships, workshops, etc."

To get started:

• Determine what type of advice you have the most expertise in—e.g., marketing, finance, operations, etc. 

• Create a website detailing your success stories with your own small business

• Reach out to potential clients via LinkedIn and other platforms 

33. Personal training 

Skill level needed: Advanced

Overhead investment: Under $2K

If you're a self-proclaimed "gym rat" and find joy in creating exciting workouts, consider helping others reach their own goals. You can train in just about any gym, a community center, the client's home, or with your own setup without the need to rent a space, resulting in a quick profit. 

To get started, you'll need a high school diploma and to pass the National Academy of Sports Medicine (NASM) exam, which costs $599 to take. Once licensed, be sure to keep your schedule booked with sessions to rake in the most cash. 

To get started:

• Prepare for the NASM exam

• Choose a fitness niche based on your knowledge 

• Customize exciting workout plans

• Identify local gyms or parks in your area to hold sessions

34. Painting

Skill level needed: Intermediate

Overhead investment: Under $2K 

You don't need to be an artist to launch a residential and commercial painting company. Just ask Tila Lee, who started Pretty in Paint with "just a business license, insurance, etc. and about $200 worth of equipment." To grow her business, Tila shared that she saved on marketing costs: "Throughout our growth, we have focused heavily on providing such an amazing service experience, that most of our customers

have come through word of mouth." This has resulted in business growth for Tila: "I am currently making close to 100k/year in this business and I am in the initial phases of franchising it now," she shared. 

To get started:

• Invest in brushes, rollers, tape, and paints

• Watch YouTube videos to learn the basics of painting

• Take before and after shots of your work 

35. Property management

Skill level needed: Intermediate

Overhead investment: Under $2K

Most states require property managers to have a license to get their business off the ground. Next, consider if you'll specialize in commercial or residential properties and begin to foster relationships with property owners by networking in your local community and advertising your company online. 

To get started:

• Apply for a property manager license through your state's website

• Create a website with your qualifications and services offered

• Hire or partner with a contractor for any necessary repairs

36. Social media management 

Skill level needed: Intermediate 

Overhead investment: Under $2K

You can start your own social media management company with just your phone. Businesses and brands will pay you to post content on their social media platforms. If you don't already have experience posting for businesses, consider making a portfolio of social media campaign ideas for well-known brands. 

To get started:

• Utilize LinkedIn to apply for freelance jobs

• Reach out to small business owners

• Practice writing captions in different brand voices

37. Jewelry making

Skill level needed: Intermediate

Overhead investment: Under $2K

With just some beads, wire, and pliers, you can turn your love for accessorizing into a business. The first step is to make creative, high-quality pieces of jewelry that stand out from what's currently on the market. 

Libby Diament, owner of Diament Jewelry, launched her jewelry business with just $2,000:

"I bought basic jewelry supplies and started selling to friends and family and then coworkers at MAC Cosmetics corporate. Women would visit my desk at work to buy pieces! I started doing craft shows on weekends in the NYC area. I slowly invested more money into materials and show fees. Little by little, the business grew and I was making enough money to support myself and quit my job. I set up an Etsy shop, which was a minimal investment. After several years, Urban Outfitters reached out to purchase jewelry and the rest is history. After 15 years in business, I have two retail stores (six employees) and have grown the business entirely by myself financially."

To get started:

• Begin with specializing in one piece of jewelry 

• Offer personalized pieces 

• Consider sending your pieces to influencers for added exposure

38. Copywriting

Skill level needed: Intermediate 

Overhead investment: Under $2K

If you're a grammar snob with a love for writing, all you need is a computer to start a gig as a freelance copywriter. Rachel Amies, founder of Crazy Cat Copy, shared with me how she got started:

"I taught myself how to use WordPress using free resources online (hello YouTube!) and designed my own website. Website tip: set up Google Analytics as it's free and track your website traffic. This includes tracking traffic from social media platforms, so you can learn which platforms best suit your business."

As for how to get clients, Rachel offered the following tips: 

"I got creative with my networking by joining business-related Facebook groups. I quickly figured out which groups were a good 'fit' for me and it was a great way to attract leads. These groups can be a great source of information, as other business owners would post about issues. I'd read the posts to learn about things such as accounting software, customer relationship management tools and so on.

I joined a couple of paid business networking groups and attended at least one networking event a fortnight. One of those groups had a job board where leads posted projects they needed help with. This led to clients and some subcontracting work."

To get started:

• Complete online copywriting certifications

• Create a portfolio with writing samples 

• Reach out to businesses via email or LinkedIn 

39. Graphic design

Skill level needed: Advanced

Overhead investment: Under $2K

From designing logos to creating digital animations, graphic design is a sought-after service in the business world. Freelancing doesn't require any formal training, but I recommend learning how to navigate various platforms, such as Adobe InDesign, and completing graphic design certifications to back up your skills. 

With just a laptop or iPad, you can launch your business as a graphic designer. Be sure to promote your services on LinkedIn to connect with business owners. Typically, graphic designers charge between $25 and $30 per hour depending on skill level. 

To get started:

• Consider earning graphic design certifications online

• Create a portfolio of work showcasing your skills and abilities

• Reach out to business executives via email or LinkedIn

40. Tax preparation

Skill level needed: Advanced

Overhead investment: Under $2K

With more and more people starting small businesses, the need for guidance when handling taxes is only increasing. 

While a degree isn't required to start this business, all tax preparers need a Preparer Tax Identification Number (PTIN), which the IRS provides for free. It's also recommended to have extensive knowledge of tax code by obtaining certifications. 

To get started:

• Obtain a PTIN from the IRS

• Consider taking online courses on tax preparation

• Create a high-quality website where you list your qualifications  

41. Makeup artist

Skill level needed: Advanced

Overhead investment: Under $2K

Makeup artists are known for their "magic touch," which can result in a very successful business. While a certificate in cosmetology is recommended, you can just as easily learn new skills by watching free videos online or by purchasing a masterclass from an established makeup artist. 

Start by curating a makeup kit with brushes, applicators, and products in a variety of shades. Depending on if you choose to purchase a professional makeup kit or curate your own, this can cost anywhere from $250 to $1,500. And don't forget the rubbing alcohol so you can sanitize your kit between clients.

To get started:

• Consider choosing a niche such as bridal, theatrical, or special effects makeup 

• Post photos of your clients all glammed up on your website and social media accounts

• Consider partnering with influencers to market your services 

42. Bicycle repair 

Skill level needed: Advanced

Overhead investment: Under $2K

A bicycle repair business can be very lucrative and require low start-up costs. Plus, you can easily run this business out of your garage with just tools and equipment such as wrenches, pumps, and levers.

To get started:

• Create a website detailing the types of repairs you can perform

• Advertise your business at local trails and parks

• Join bicycle clubs to meet avid cyclists who may require your services

43. Personal shopping

Skill level needed: Beginner

Overhead investment: Under $1K

If your idea of a good time is roaming the aisles of Target (no judgment here), then consider starting a personal shopping business with just your smartphone and some gas money. You can start this business ASAP with some personal shopping apps that connect you directly to your clientele. 

Depending on your specialty, personal shoppers can charge about $30 per hour. Plus, no skills or certifications are required—if you can shop for groceries, you can become a personal shopper.

To get started:

• Evaluate what you enjoy shopping for to determine your niche

• Choose the right platforms to target your ideal customer base, such as Instacart

44. Content creation

Skill level needed: Intermediate 

Overhead investment: Under $1K

With the rise of influencer marketing, a content creation business can be very profitable. Choose a niche to post valuable information about on social platforms and begin to grow your following. 

Chris Boutté, mental health content creator, author, and podcast host, offered some helpful advice to those just getting started:

"1. It's hard to break through the noise with so many people creating content, so my main suggestion is to first focus on the quantity of content, and then quality comes as you continue to practice your craft.

2. Networking is key. You need to find others who create similar content in your niche so you can promote each other's work, share ideas and have support during rough times.

3. Always look for additional streams of income, which can come in the form of affiliate links or selling additional products or courses."

Chris shared that most of his income as a content creator comes from affiliate links, totaling roughly $11,658 since he began. 

To get started:

• Choose a content creation niche 

• Post at least once a day  

• Build a social media community and engage with them often

• Reach out to brands for partnerships

45. Pet sitting

Skill level needed: Beginner

Overhead investment: Under $1K

Pet sitting also requires virtually no start-up costs at all and can be easily advertised in local apartment buildings, pet stores, and veterinary offices. Typically, pet sitters charge an average of $30 per visit or $350 per week. 

To get started: 

• Decide what type of pets you're comfortable with

• Download pet sitting apps such as Wag

• Evaluate your local market to create a pricing structure 

46. Vintage reselling

Skill level needed: Beginner

Overhead investment: Under $1K

I started my vintage reselling business by stocking up on a variety of thrifted T-shirts that portrayed sports, colleges, bands, and so on. Since I like vintage clothing, I had a pretty good idea of what I could resell and what I couldn't. 

I then took pictures of the shirts with my iPhone and posted them on an Instagram account that I made for my business. I also asked my close friends and family to re-share my posts in order to gain more followers. To ship out the shirts, I bought poly mailers and thank-you cards to go with each order. On average, I made a profit of $10 to $20 per item.

To get started:

• Research vintage trends

• Find thrift stores in your area

• Take high-quality pictures modeling the clothing

47. Older adult companion care

Skill level needed: Beginner

Overhead investment: Under $1K

Elderly companion care doesn't require medical training, just reliable transportation, and involves helping clients with basic tasks, such as light housekeeping and shopping, as well as providing friendship. You may want to invest your money into creating a website and marketing your business. 

Caregivers can typically charge $25-$45 per hour depending on the services they provide. 

To get started:

• Evaluate similar businesses and assess what duties you feel comfortable performing 

• Partner with local senior centers and hospitals 

• List your services on a high-quality website 

48. Domain flipping

Skill level needed: Intermediate

Overhead investment: Under $1K

A computer is all that you need to start a domain flipping business. Domain flipping—buying a domain name at a cheap price and then reselling it for a profit—can earn an enormous profit. Just look at Cars.com, which was sold for $872 million.  

Although domain flipping can be risky if you don't find a buyer, it's an easy business you can start with just the extra cash in your pocket. 

To get started:

• Learn how to buy, register, and sell domains

• Use domain flipping websites such as SpamZilla

• Identify available domains that are simple and easy to remember 

49. Personal/virtual assistant 

Skill level needed: Intermediate

Overhead investment: Under $1K

If you're extremely organized and pride yourself in your communication skills, consider starting a personal assistant business. Connect with potential clients on LinkedIn or by networking in your community. Plus, you can run your personal assistant business virtually, allowing you to accept clients from around the world. 

Donna, owner and virtual assistant at VA Sidekick, runs her business virtually out of the UK. "In 11 months I have made $6,394 in profit, doing 2.5 hours a day (M-F)," she shares. Her biggest tip is to be flexible with your business: "Can't find a niche, a business name, a logo design you like? Just pick one and try it. Nothing is set in stone, and you can change it later if you want to. The key is to keep momentum—momentum breeds motivation and inspiration. Just keep going and don't let the small stuff get in the way of launching your business."

To get started:

• Create a website or LinkedIn profile with your qualifications

• Determine what services you'll offer

• Connect with business owners in your area or online 

50. Dropshipping

Skill level needed: Intermediate

Overhead investment: Under $1K

Dropshipping involves choosing a product from a wholesale vendor, such as AliExpress, and then shipping the product directly from the supplier to the customer. You'll need to create a website and market the product on social media. Once you receive an order, you'll order the product from the supplier and ship it directly to the customer. 

To get started:

• Select a unique product that solves a problem and showcase how it does so on social media

• Steer clear of products that may get damaged during shipping (e.g., glassware)

• Consider running paid advertisements for your product on social media

51. Professional organizing

Skill level needed: Intermediate

Overhead investment: Under $1K

With very low start-up costs and the potential to earn between $40 and $140 per hour, you have the opportunity to make a profit quickly as a professional organizer. Just be sure to promote your business online and through referrals. 

To get started:

• Determine what areas of the home your business will organize

• Take high-quality before and after photos of your work to post on a website and social media 

• Consider partnering with local interior designers

52. Music instruction

Skill level needed: Advanced

Overhead investment: Under $1K

Those who know how to play an instrument may consider starting a business teaching music lessons. Theresa Barnes taught piano lessons to students in her local San Diego community. She shared that her initial start-up costs included:

• Local newspaper ads: $25 

• Piano: $2600 

• Digital piano: $400 

• Keyboards for students: $129 each

• Piano books: $8 each

• Subscription to Musescore: $39.99 a year 

Since establishing her business and teaching in the local community for over 30 years, Theresa charges $30 per student for a 30-minute session and profits approximately $46,800 annually. 

To get started:

• Brainstorm creative ways to teach the basics of the instrument

• Determine where you'll operate your business

• Promote your business through local schools, daycare centers, and music shops 

53. Tour guide

Skill level needed: Intermediate

Overhead investment: Under $1K

Are you a self-proclaimed history buff? If you live in a city that receives a decent amount of tourists, consider sharing your knowledge by becoming a tour guide. To start your business, create a route that stops at significant landmarks around your city and showcase your offerings on a website. 

To get started:

• Brush up on your public speaking and storytelling skills

• Advertise your business at rest stops and welcome centers

• Print out helpful pamphlets to give to your customers 

54. Baking

Skill level needed: Intermediate

Overhead investment: Under $1K

Start a baking business with only ingredients and baking tools, and curate a menu of creations. Determine a pricing structure based on the time it took you to create the pastry, the level of decorating, cost of materials, and the amount of pastries requested. To promote your business, create behind-the-scenes videos of your process to post on TikTok—like Alexys, founder of Cakes by Alexys, does. 

In the video below, she shares important tips for starting your own baking business.

To get started:

• Buy the necessary baking tools and ingredients

• Curate your menu of offerings

• Create unique designs—consider browsing Pinterest for inspiration

55. Candle making

Skill level needed: Beginner

Overhead investment: Under $1K

To make your own candles, you only need some wax, a wick, fragrance oils, and a jar. The materials will cost less than $100, and you can find videos on YouTube and TikTok that teach you how to make candles step by step. To save on costs and to help the planet, you can use recycled materials, such as cans, as candle vessels. 

Once you've created the candles, create a website and promote your business on social media. Price your candles between $15 and $50 depending on the size and scent. 

To get started:

• Gather materials needed to make your candles

• Create signature scents by combining fragrance oils

• Consider adding designs or dyes to your candles to make them stand out

56. Home cleaning

Skill level needed: Beginner

Overhead investment: Under $1K

Are you one of the few people who finds cleaning satisfying or even relaxing? Consider starting a home cleaning business where you can help transform a client's home from dusty to sparkling. All that's required are cleaning equipment and supplies, which should come out to a total of roughly $500 to get started. 

Home cleaners usually charge between $50 and $85 per hour, depending on the condition of the space. Be sure to advertise your services locally, promote on social media, and ask your friends and current clients for referrals. 

To get started:

• Write down your list of services with pricing

• Purchase cleaning supplies in bulk—consider wholesale retailers like Costco 

• Share cleaning tips on TikTok for added exposure

57. Personal chef

Skill level needed: Advanced

Overhead investment: Under $1K

If you're a wizard in the kitchen, put those skills to work. As a personal chef, you can create distinct dishes on the day-to-day or for special occasions. While not required, education or training in culinary arts is recommended. 

Personal chefs are typically sought after by busy families, corporate companies, or even sororities and fraternities. Be sure to network within your community and showcase your creations on social media to gain clients. You can expect to make $50-$400 for each meal depending on the number of servings and menu items created. 

To get started:

• Compile a list of original recipes

• Create an extensive menu with prices

• Purchase necessary kitchen supplies and ingredients

58. Online translating

Skill level needed: Advanced 

Overhead investment: Under $1K

For those fluent in more than one language, online translating may be the perfect business. Companies hire online translators to expand their content to connect with a larger audience. You'll be able to charge $20-$60 per hour—or more—for your services based on the specific language and the difficulty of the subject matter.  

To get started:

• Create a website with a list of languages you're able to translate along with work samples

• Brush up on the spelling and grammar of each language

• Advertise your services on LinkedIn 

59. Private tutoring

Skill level needed: Advanced 

Overhead investment: Under $1K

This is the perfect side business for a teacher (current or retired), college student, or someone who really knows their stuff on a given subject. The average rate for tutors is $20 per hour, but you could potentially earn up to $100 per hour depending on the subject or niches like SAT prep. 

Better yet, you can run your business from home with online tutoring sessions. Eventually, if you want to expand to group sessions or hire other tutors to work for you, you can cut overhead costs by running all your sessions virtually.

To get started:

• Research competitor rates in your local area and create a pricing structure

• Develop study materials and lesson plans tailored to your students' needs

• Offer trial sessions to showcase your abilities

60. Career coaching

Skill level needed: Advanced 

Overhead investment: Under $1K

Career coaches aim to make the process of job hunting less grueling. If you know the ins and outs of drafting resumes, writing cover letters, and negotiating with recruiters, this business will be right up your alley. 

While you don't need any certifications or licenses to get started, you do need relevant experience and expertise to be successful. Erika Klics entered the career coaching game after spending more than a decade working as an agency recruiter, in-house recruiter, hiring manager, and head of talent. That track record alone gives her the credibility she needs to land clients (and the stellar website doesn't hurt, either).

To get started:

• Carefully research career trends and the job market 

• Network with hiring managers, recruiters, and potential clients

• Create a website and LinkedIn profile to expand your web presence

61. Personal color analysis

Skill level needed: Advanced 

Overhead investment: Under $1K

If you love how you look in red but not in yellow, there's a kind of science behind that. Color analysis will tell you which colors look best on you and why—and that goes for hair, clothing, and jewelry. The idea here is that the next time you go shopping, you'll make informed choices based on your color analysis palette.

This trend emerged in South Korea and has begun to make its way around the world thanks to viral videos. As a color analysis consultant, your goal is to tell clients which color palette "season" suits them—spring, summer, fall, or winter—as well as whether they're warm- or cool-toned, with the ultimate goal of helping them understand what color clothing and accessories pair well with their features.

While some color analysts operate out of beauty clinics, all you technically need to get started is a sturdy chair, fabric of pretty much every color, and (of course) clients. If you want to build your credibility, however, there are plenty of courses you can take online.

Check out the video below to see the process in action.

To get started:

• Study color theory and color analysis systems 

• Set up a space for client consultations

• Market your services on social media

Use automation to kickstart your business

With so many potential businesses to start with $10K or less, you're sure to find something that suits you. But starting a business also requires a lot of your time. To make your life a little easier, try automating your processes with Zapier so you can focus your energy on growing your business. 

Starting a business FAQ

If you have more burning questions about businesses you can start with $10K, here are some additional answers for you.

What kind of business can I start with $10K?

With $10K, you can start all sorts of small businesses—everything from a food truck to a home staging business. Honestly, you don't even need to shell out the full $10K, either. For less than that, all the way down into the hundreds of dollars, you can start businesses like a content creation consultancy or pet sitting business. For more ideas (61 to be exact), scroll up. You clicked on this article for a reason, I promise.

Is $10,000 enough to start a business?

Depends what kind of business. If you scroll up, you'll find over 60 businesses that you can start with $10,000 or less, including things like furniture flipping, home cleaning, career coaching, pet sitting, and lawn care.

What is the easiest business to start?

The easiest business to start (and run) is the one that matches your skills and—importantly—interests. If you're not good at what you do, your business will crumble, and if you don't like what you do, you will crumble. But if you're looking for a really hands-off option, buying vending machines and flipping domains are two solid options. 

What is the cheapest business to start?

The cheapest business to start depends on what expertise and equipment you already have. With the right skillset, you can start some businesses for under $1,000 with just a computer, like private tutoring, translating, career and life coaching, and content creation. For businesses like pet sitting, home cleaning, or personal shopping, all you'll need is a form of transportation and basic supplies. 

Related reading: 

• Business startup checklist: launching a startup step by step

• How to start a successful side hustle

• How to set a pricing strategy: 7 pricing models, explained

• How to create your own self-employed benefits package

This article was originally published in November 2022 and has since been updated with contributions from Cecilia Gillen and Dylan Reber. The most recent update was in August 2024.